Last updated: January 1, 2024
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you" or "your") and Shmubitton L.L.C. ("Company," "we," "us," or "our") concerning your access to and use of the website shmubitton.com (the "Site") and any related services. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site.
You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use our Site and services. By using the Site, you represent and warrant that you meet these eligibility requirements. If you are using the Site on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms.
Shmubitton L.L.C. is a direct lender that provides business funding solutions, including but not limited to working capital, business growth loans, equipment financing, and lines of credit. The information provided on the Site is for general informational purposes and does not constitute a binding offer of credit or financing. All funding is subject to approval based on our underwriting criteria.
By submitting an application through our Site, you agree to provide accurate, current, and complete information. You authorize Shmubitton L.L.C. to verify the information you provide, including but not limited to contacting third parties and reviewing financial records. Submission of an application does not guarantee approval or funding. All funding decisions are made at the sole discretion of Shmubitton L.L.C.
By opting in to our text messaging program, you agree to the following terms:
For information about how we handle data collected through our text messaging program, please see our Privacy Policy. Text messaging originator opt-in data and consent will not be shared with any third parties.
The Site and all content, features, and functionality (including but not limited to text, graphics, logos, images, and software) are the exclusive property of Shmubitton L.L.C. and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, display, or otherwise use any content from the Site without our prior written consent.
When using our Site, you agree not to:
THE SITE AND ALL CONTENT, SERVICES, AND INFORMATION PROVIDED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SHMUBITTON L.L.C. DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SHMUBITTON L.L.C., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE OR OUR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify, defend, and hold harmless Shmubitton L.L.C. and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from or related to your use of the Site, your violation of these Terms, or your violation of any rights of any third party.
The Site may contain links to third-party websites or resources. These links are provided for your convenience only. We do not endorse and are not responsible for the content, products, or services of any linked third-party sites. Your use of third-party sites is at your own risk and subject to the terms and conditions of those sites.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Kings County, New York. You consent to the personal jurisdiction of such courts.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Shmubitton L.L.C. regarding your use of the Site and supersede all prior agreements, understandings, and communications, whether written or oral.
We reserve the right to modify or update these Terms at any time at our sole discretion. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
If you have any questions about these Terms and Conditions, please contact us:
Shmubitton L.L.C.
1608 Coney Island Ave
Brooklyn, NY 11230
Email: shmuel@shmubitton.com