Privacy Policy | Shmubitton L.L.C.

Introduction

Shmubitton L.L.C. ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website shmubitton.com (the "Site") or use our services. Please read this Privacy Policy carefully. By using the Site, you consent to the data practices described in this policy.

Information We Collect

Personal Information You Provide

We may collect personal information that you voluntarily provide to us when you:

Fill out a contact form or funding application on our Site
Send us an email or other correspondence
Subscribe to receive communications from us
Provide consent to receive text messages from us

This information may include:

Identifiers: Full name, email address, phone number, mailing address
Financial Information: Business revenue, time in business, funding amount requested, and other business financial details
Commercial Information: Records of services requested or inquired about
Internet or Network Activity: Browsing history on our Site, search history, information regarding your interaction with our Site
Geolocation Data: General location information derived from your IP address
Professional or Employment Information: Business name, title, industry

Information Collected Automatically

When you access our Site, we may automatically collect certain information about your device and usage, including:

IP address and general location data
Browser type and version
Operating system
Referring URLs and pages visited
Date and time of access
Device identifiers

How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate your funding application or inquiry
To communicate with you regarding our services, including via email and text message (with your consent)
To provide, maintain, and improve our Site and services
To personalize your experience on our Site
To comply with legal obligations and protect our rights
To send promotional and marketing communications (with your consent)
To analyze usage trends and improve our business operations
To detect, prevent, and address technical issues or fraudulent activity

Text Messaging and SMS Communications

If you opt in to receive text messages from Shmubitton L.L.C., you consent to receive recurring promotional and marketing text messages from us. Messages may be sent using an automatic telephone dialing system (ATDS) or other automated technology. Message frequency may vary, up to 4 messages per month. Message and data rates may apply.

You may opt out of receiving text messages at any time by replying STOP to any message. You may also text HELP for assistance. Consent to receive text messages is NOT a condition of purchasing any goods or services from us.

We collect the following information related to our text messaging program:

Phone number
Opt-in consent and date/time of consent
Opt-out requests
Message delivery and engagement data

Disclosure of Your Information

We may share your personal information in the following situations:

Service Providers: We may share information with third-party vendors who perform services on our behalf, such as data analytics, email delivery, hosting services, and customer service.
Business Partners: We may share information with our funding partners and financial institutions to process your application and provide services.
Legal Requirements: We may disclose information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency).
Business Transfers: We may share or transfer information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business.
With Your Consent: We may disclose your information for any other purpose with your consent.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, comply with our legal obligations, resolve disputes, and enforce our agreements. When personal information is no longer needed, we will securely delete or anonymize it.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, and secure data storage. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request access to the personal information we hold about you.
Correction: Request correction of inaccurate or incomplete personal information.
Deletion: Request deletion of your personal information, subject to certain exceptions.
Opt-Out: Opt out of receiving marketing communications from us at any time.
Data Portability: Request a copy of your personal information in a structured, machine-readable format.

To exercise any of these rights, please contact us at shmuel@shmubitton.com.

Cookies and Tracking Technologies

Our Site may use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small data files placed on your device. You can control the use of cookies through your browser settings. Disabling cookies may affect the functionality of certain parts of our Site.

Third-Party Links

Our Site may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete such information promptly.

California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion, and the right to opt out of the sale of personal information. Shmubitton L.L.C. does not sell personal information as defined by the CCPA.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Shmubitton L.L.C.
Attn: Privacy Officer
1608 Coney Island Ave
Brooklyn, NY 11230
Email: shmuel@shmubitton.com